Insurance
Rating and quoting, underwriting rules, broker submissions, claims analysis, documents, and operational reporting.
Learn moreIndustry experience
Pagos works where specialist calculations, recurring data collection, and controlled decisions need to reach more people without separating experts from the models they understand.
Selected sectors
Each sector uses spreadsheets differently. The common goal is to deliver trusted logic through a secure, consistent application.
Rating and quoting, underwriting rules, broker submissions, claims analysis, documents, and operational reporting.
Learn morePlanning, forecasting, pricing, investment analysis, approval workflows, customer calculators, and recurring reports.
Learn moreProject estimating, engineering calculations, proposals, work orders, field inputs, approvals, and project controls.
Learn moreDeal underwriting, property analysis, appraisal support, portfolio operations, dynamic documents, and investor-facing tools.
Learn moreWhy teams make the move
Users run the model through an application without receiving formulas or an editable workbook.
Update one managed application instead of tracking spreadsheet copies across teams and locations.
Store inputs and results as queryable records that can support review, reporting, and integration.
Use responsive interfaces, validation, workflow, documents, and permissions around the calculation model.
From expertise to application
The formulas, cross-sheet references, assumptions, and domain knowledge remain in the workbook.
Create guided pages, controls, tables, charts, maps, and outputs around the cells that drive the model.
Add saved records, access rules, review steps, documents, and integrations where the operation requires them.
Revise the workbook and application as business rules, market conditions, or internal processes change.
SpreadsheetWeb shows how the same foundation supports calculators, quoting, questionnaires, timesheets, search tools, and reporting applications.